Reply to Instead of student loan forgiveness, why can’t we have this?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]This is not feasible due to how colleges/universities (even public ones) are set up right now, but I whole-heartedly agree. I would have loved an inexpensive (or free) education that just involved going to class and doing my homework, reading, some practical internship/externships, etc. You can build a social life and hobbies outside of school, I didn't need school to provide those for me, and I actually enjoyed leaving campus to do things with mixed-age groups and get out of the campus bubble.

Private colleges can of course do whatever they want, but I don't understand why public universities don't make cost-effective but high-quality learning a goal. It's one thing to spend money on labs, excellent professors, and hands-on programming. But most schools are spending enormous funds on student life and I don't understand why. 18-22 year olds are historically pretty good at finding ways to entertain themselves.[/quote]
Because a system where poor kids can't eat in the dining hall with their rich classmates or can't use the gym (or are the schools to build two gyms) to exercise, is awful.  (And if the rich kids can use the poor facilities but not vice-versa, that's pretty gross, too.)[/quote]

I hate to break it to you, but that already exists. Poor kids move off campus and drop meal plans and any optional fees the second they are allowed to [/quote]

Those on-campus meal plans are expensive - like restaurant take out prices. It's cheaper to cook your own meals at home. Usually poor people know how to stretch a buck. I don't think that the poors are living it up on their student loans.  In many colleges, there is food insecurity among students, they even have donated food pantries at some schools.

It's so much harder to go the college now than when I was a student. I was on financial aid, had to work part-time, never had a car at school, but I had food and everything else I needed. I came out with a small amount of student loan debt at 0% which I paid off in a couple of years. I think student loan forgiveness is a great idea to level the playing field for low and moderate income students. Forgive the debt then make tuition free like other civilized countries in the world do.[/quote]

You do realize that “other civilized countries” where tuition is “free” have much lower college attendance rates than the US? And in most of those countries, the college track kids are sorted out very early and it tends to be a very unequal process in terms of income? If your kid isn’t eligible for the Ivy League or other top-ranked schools that provide generous financial aid, they wouldn’t be attending college in those “other civilized countries.” Also, once in those colleges, there is almost zero additional academic support. Sink or swim.  The US has a system that is actually more open to lower-income and first gen students, not to mention late bloomers, and much of the additional cost is generated by support programs to increase the retention rates for kids that may not have been as prepared for college as their peers who went to private and top public schools. You may need to borrow money to access the US system, but it is the most accessible.  [/quote]

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