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Reply to "Super-savers in 401(k) - what are your retirement plans?"
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[quote=Anonymous]Probably (re-)stating the obvious, but ... Not everyone has access to Mega-Backdoor Roth contribution options in through their employer retirement plans. So, just because there is a $61K hard upper limit, there may not be a way for an employee to reach that mark **within** their employer's plan ... regardless of salary. Padding your brokerage accounts (outside of employer plans) has no upper limit. ... It took me roughly 15 years to reach the $1M mark with my employer plan (401a + 403b) and Roth IRA. It took less than 5 years to then go from $1M to $2M. And then 18 months to go from $2M to $3M in July 2021. I peaked around $3.26M at Christmas.[/quote]
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