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Reply to "I truly cannot wrap my head around our HHI jump from $150k to $260k"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Bank the extra money for six months. See how much accumulates. What is your reserve fund? Make sure your have six months expenses in it. Then, with what’s left over, factor in a car purchase. If the old car still runs, then keep waiting until you have the cash to pay for it. At your new income with your current expenses, you shouldn’t need to take a car note.[/quote] This. OP said $10k was 1/4 of their reserve fund, right? If so, that’s not great and I’d definitely build that up a bit, i.e. enough to cover 4-6 months of expenses.[/quote] Based on their budget, 40k is already 4+ months of expenses (but I agree at having more saved , more is always better)[/quote]
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