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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If DH and I stay in our GS 15 fed jobs until 60, our pension will be just shy of 11k a month. [b]We will take social security at 62, so that’s additional monthly income.[/b] We can keep our fed health insurance and our house is paid off.  Our last kid graduated college when I turn 56, so I’m hoping this will leave us with plenty of money to travel and enjoy retirement. 
[/quote]

Why do this?  On paper, it makes no sense.  [/quote]

Not PP but we are considering something similar. I will take SS at 62 and my DW will wait. Based on my family history, I'm almost certain I will not be here when 80. My DW will outlive me by 20 years easy. Her parents (in mid 90s) are still kicking. [/quote]

I'm the PP you responded to.  I understand that strategy, and we're doing something similar.  I am the higher earner, so my wife will take SS as soon as she's able, while I will wait until 70 to maximize her spousal benefits.

But absent both partners having shorter than typical life expectancies, I'm not familiar with circumstances that would make it advantageous for both to take SS at 62 when they have ample income otherwise.  [/quote]

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