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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Late 50s:

Primary home (plus 3 rentals on site) $425K -- no mortgage 
Second home (plus 2 rentals on site) $385K -- no mortgage
$24K checking 
$57K savings
$52K HSA
$1.6M retirement and brokerage
No debt -- all ccs paid monthly

Net worth: $2.5M roughly

Obviously not in the DMV :-)

Thats excellent. Do you have to use the hsa funds every year? Ive never had one that wasnt use it or lose it by the end of the year. I always found them a bit more trouble than they’re worth?

[/quote][/quote]

NP.  I think you’re mixing up FSA (flexible spending accounts) and HSAs (health savings accounts). FSA s are mostly use or lose, though you can sometimes roll over a small amount, depending on your employer.  HSAs are yours until you spend them.  Lots of people use them as a kind of health care retirement fund by saving as much as possible per year ( paper by the IRS similar to an IRA) and paying for medical costs out of pocket.  HSAs are only available to you if you also have a high deductible health plan, but once the money is in there you can spend it, even if you switch back to a non high deductible plan.   It’s worth asking your HR person about it.  [/quote]

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