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Reply to "Anyone live below their means?"
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[quote=Anonymous]We live below our means. DH makes 350K, I am SAHM, and we live very well on 150K. We have NOT had the following costs - student debt (scholarships), childcare cost (parental help and then I became a SAHM), high mortgage (cheaper area, bought at bottom of the market and refinanced at historically lowest mortgage rate), private schools (kids went to public competitive magnets), college costs (kids went on generous merit to in-state flagships). We are wonderfully funded for retirement and have a generous pension plan, no debt, lots of insurance, good medical coverage and by and large a comfortable life. We do the occasional splurges - remodeling, new cars, foreign vacations, cleaners, eating out, travelling, tutors and EC activities for kids... but we are living far below our means. [/quote]
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