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Reply to "Raise your hand if you don't have access to $500 for emergency "
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[quote=Anonymous][quote=Anonymous]At least one million Americans cannot. And many of them are working their asses off to try to have a savings buffer but really don’t have the income to do it. [/quote] Way, way way more than one million Americans cannot. I can’t believe that people don’t know this. [b]Relatively small, unexpected expenses, such as a car repair or a modest medical bill, can be a hardship for many families. When faced with a hypothetical expense of $400, 64 percent of all adults in November 2020 said they would have covered it exclusively using cash, savings, or a credit card paid off at the next statement (referred to, altogether, as "cash or its equivalent")—largely unchanged from 2019 (figure 17). [/b] https://www.federalreserve.gov/publications/2021-economic-well-being-of-us-households-in-2020-dealing-with-unexpected-expenses.htm[/quote]
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