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Reply to "If you grew up UC/UMC and now live a solidly MC life, how do you cope?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I can relate OP. I grew up comfortably MC in a rural area (i.e. no pricey hobbies, cars, or trips to Europe, but we had a 2 story Cape Cod in a neighborhood of smaller ranches and I always knew I'd go to college). Now just living in the DC area on an income comparable to my parents' at my age, my standard of living feels much lower, mainly due to the cost of housing and decline of pensions so I have to save a ton more. Sometimes I am ashamed of my tiny, shabby house. Honestly I am not sure how to deal but I try to do little things to make my house nicer, [b]be grateful that I don't have to think twice about signing up my kid for activities, and remind myself that I won't regret saving a ton.[/b] [/quote] Lol, here's another one that should just shut up. Probably has a couple million in savings, "[doesn't] think twice about" certain discretionary expenses, but is mournful that she can't also have an Instagrammable house on top of that.[/quote] Try again! Neither of our incomes are six figures, we do not have anywhere near a million in savings (we didn't even have access to 401ks/403bs until our mid-30s, or enough income to max them out until this year, so we have a ton of catching up to do). $500/year on kid's YMCA sports and art classes is not going to make the difference between an older townhouse with no parking and an SFH with air conditioning and a bedroom for each kid, this is such a dumb "millennials can't buy homes because of avocado toast" argument. Do you think it's irresponsible for people who don't have millions to keep room in their budget for any discretionary spending, or that people who do have any discretionary income at all can't feel disappointment at their standard of living in other ways? I'm not even positive what the problem is here, I responded because I objectively do live a less comfortable MC life than I grew up. This isn't a thread for talking about people who have fallen into absolute poverty.[/quote]
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