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College and University Discussion
Reply to "Big merit at safety vs full pay at reach"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I’d consider asking dc to put some skin into the choice if she opts for the full pay reach - a small loan each year. That would help her think through whether the reach is “that” important to her, and would give you a little breathing room (you said you can “just” cover the costs) and you could always later pay off her loans for her if you can/want. [/quote] Skin in the game is silly with loans as they don’t start paying them until they graduate. [/quote] Not true! They have to sign off on the loans. I still remember when so. With squeaky voice was singing in an adjacent room and I heard “Wait! I have to pay this amount!?” Both kids knew exactly how much they were taking out each year for the FAFSA umsubsidized lian and DD remains very proud of the fact she is paying them down each month.[/quote]
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