Reply to Big merit at safety vs full pay at reach

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[quote=Anonymous]I had a similar choice back in the day and chose the full pay school (with a small need-based award). It was/is a top-3 SLAC and I got an excellent education. However, I also had significant debt and ultimately didn't go to graduate school because I didn't want to take on more debt.

My "safety" offered me honors college admission, in-state tuition, and additional merit money. I definitely feel like I made the wrong choice and regret not choosing the more affordable education at a well-regarded school.

Now, things have changed a lot and what was a "safety" 30 years ago is DD's ED reach school. I talked her through my choice and its repercussions and we ultimately agreed that she would focus on in-state schools (we're in VA, so plenty of great choices) that I could pay for 100%.

I also gave her the option of applying to SLACs and other private schools that might give her merit aid, but she wasn't interested in that tier of schools so I didn't push it even though I disagreed. We'll see how it goes![/quote]

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