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Reply to "How do people have massive retirement accounts if it's a $19,500 (or whatever) limit per year?"
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[quote=Anonymous]DH's employer has a mandatory saving plan for the employee. You don't even see that amount in your paycheck (its a %age). The employer matches with double that amount. So you put in $5 and the employer puts in $10. Then there is all kinds of other retirement benefits and matches etc from the company. You can independently have other investments and savings outside of work. We save around 50%/. We are strictly LBYM people, but we live well on around $150K. No student debt, no private schools, low mortgage, no childcare cost, 1 SAH parent who left the workplace after banking every cent earned while working. Not a bazillion dollars, but we are comfortable enough. [/quote]
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