Reply to Why is DCUM SO conservative with housing?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]It’s not just DCUM, it’s the people in this area! I know people whose HHIs are likely double ours but they live in old, crappy homes. We are very comfortably able to afford our home, and I’m sure they could too! Perhaps they value passing that money on, or putting it into luxury items[/quote]

We fall in this category. We plan to retire early so it’s well worth it to us to live in an older, smaller home. I know you disagree right now, but talk to me again when you’re 52 and still looking at another decade plus of working. We’ll be retired and comfortable by then. [/quote]

You will not be.  Retiring at 52 is simply not doable unless you have the health care solved.  Also where you are building equity in your small house, I am building equity in my large house.  [/quote]

Waited into 40s to buy, we’re never made over $200k, and yet we do in fact have health care solved (via the exchange) for early retirement. If you keep your income low enough, it’s even subsidized.

Enjoy your work years![/quote]

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