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[quote=Anonymous]I would have worded things differently than OP but I think it is pretty smart to think about all of these things. And sometimes I do get a bit anxious- like when I look at the rising cost of education, the necessity of graduate school for so many jobs, the housing market, etc. Absolutely want my kids to be happy, independent, contributing members of society.  I hope they are able to pursue careers they love without having to make a sacrifice- but the reality is that you do need a certain amount of money to live, and a certain amount to raise a family. Raising a family in a city is more expensive, but there are more job opportunities.  Competitive colleges can open doors, but state schools often open the same or similar doors.

Anyway, to curb my fears, I am saving as much as I can in my kids 529s and will encourage my children to make choices that will limit their debt.  I will also encourage them to set up Roth accounts as soon as they are working, and maybe provide some type of matching contribution if I am able.  I will teach them financial education topics and do my best to offer them help throughout my lifetime. I will be realistic with them about career pursuits.  Certain careers pay more.  Yes, you need to be happy.  But sometimes you have to be realistic about what makes a career and what makes a hobby.  And  I have life insurance in case anything happens to me sooner than planned.  [/quote]

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