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[quote=Anonymous] :?: [ OP, I never learned to ski as a child. I took gymnastics at the local YMCA, and we traveled only rarely. As an adult, I have enjoyed traveling all over the world and do not feel like I had a deprived childhood because the first time I went to France was when I was 20. It would seem that your financial decisions have created an environment in which your experiences of a normal childhood are not going to apply, and I think it's important that you recognize that your child is not going to suffer because they cannot have private tennis lessons or go skiing every winter. Putting things like that in the same category as occasionally going out to dinner is crazy to me. You can budget for movies occasionally - like, one summer blockbuster and one Christmas thing. You can go out to dinner occasionally. Even if you have a ton of debt, it is possible to create a budget for fun money (like one of the PPs suggested) that allows you to have these things as treats occasionally. It stops being an occasional treat when it happens once a week or even once a month.[/quote] This PP is absolutely correct, one of the most valuable life lesson you can teach your kids is how to manage their finances and live within their means. Skiing lessons, er, not so much. [/quote] Yes, it's important to learn budgeting and money management, but when everyone you know skis, plays tennis, goes on trips for spring break, you want your children to fit in. Skiing and other activities may not be important to you but to some people they are important. I've accepted the fact that we won't be going skiing or traveling for a long time, if ever, but that doesn't mean that living an upper middle class life with all the trimmings can't be important to some.[/quote]
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