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Money and Finances
Reply to "We spend around 18K a month, where does it go?"
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[quote=Anonymous]OP, we are kind of where you are. We spend a lot in a lot of the same categories as you - clothing may be higher than yours, groceries/eating out probably averages around yours but is higher when we travel, housekeeper is 1200/month, etc. I think the most important question is whether you are saving enough (we are). Past that, I totally understand the “existential” concerns about spending too much and the tension between we can afford it vs we can afford it but do we need it. We have definitely seen lifestyle creep as our income increased, and have decided we are ok with it as long as we are saving. We have no interest in foregoing benefits now that we can afford so that we can spend it all in a retirement that isn’t even guaranteed (though we are financially prepared for it to happen!).[/quote]
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