Reply to Siblings "marrying up" and fading away

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Well, it does sound like a mess.  It sounds like your parents aren't so hot at thinking through the long-term consequences of their decisions, nor are they doing a good job managing their current situation in the present.  So I don't blame your sister for being fed up with it.  It seems like you don't really have your head around a plan or solution either, you're just trying to cope month-to-month and that's not really solving the problem.

It sounds like you need to either help them pay down at least some of the debt, or help them file bankruptcy.  
See if you can get a legal aid lawyer, they're often cheap or free and can help you negotiate with the creditors.  Often times creditors will settle for less than the amount due just to put an end to things.  Even if it's not a bankruptcy.

Have you considered moving in with your parents for a while?  If you moved in and subletted your place, you could probably gain a few thousand dollars in rent from your subletter.  If it's really just $30K, I think you and your parents could at least significantly reduce it by going super-frugal for a year.[/quote]

What a bunch of nonsense. This is how people from poor countries support their kids and their family. They don't have a safety net nor option for bankruptcy. [/quote]

Actually, PP has given good advice on how to get out of the cycle of inter generational financial dysfunction. Sounds like you’re familiar with it. [/quote]

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