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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. I didn’t think I would get so many rude comments about my finances. I have a high income and no debt. The 20k wasn’t much for me. I had been putting away money for a couple of months for the ring. It’s a very high quality slightly bigger than 2 carat round diamond with a solitaire band.[/quote]

Not saying it's a good use of money, but since you asked....20k isn't that much to spend on an engagement ring.  AND it is quite unlikely to be "very high quality" for the price (a very high quality 2 carat stone would cost much more). [/quote]

Yes, VVS2+, excellent near colorless, standard round exponentially increases past 1.5 carats. There is little you can sacrifice of the Cs for certain cuts and argue “very high” on on a Gia scale at least. I think rounds may give the best likelihood for a good price. Also you don’t know if OP bought direct or retail, goldsmith and cutting out middle man saves some of the cost too. IIRC a round cut vs square/Princess give the best brilliance in that order, but if all other things were totally equal round is more common and I think the price on the Princess is higher.

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All that matters is the CUT of the stone, which you have not mentioned. [/quote]

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