Reply to Staying together for kids, do you plan for future?

Forum Index » Relationship Discussion (non-explicit)

Reply to "Staying together for kids, do you plan for future?"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]1-4 make zero sense.  I don't know how you think money and standard of living is the same when you literally have to buy a new house and have the expenses of a second home, but with less income.  Eventually one or both parents find a new bf/gf and they come with families, even if neither parent remarries.  [/quote]

Because all of the money I was saving by being married per month just sitting in the bank literally pays for my house and everything else. There is not less income. I had income. He had income. [b]While married, my income was mostly saved sitting in the bank and we mostly lived off his[/b]. I paid for all of my own stuff and all of the kids stuff and all of the kids chlidcare while married and the rest sat in the bank. We lived below our means while married. So the money is just shifted. It is not a waste to have my own house. I now have my own financial independence and an appreciating asset with full control over my financial future instead of him telling me what do to with my money (ie, me putting it all in the bank and doing nothing with it). We kept our own retirements. There is not less money. It is divided. Only people who live below their means in the first place can make this work. He wanted to buy a $1 million plus house when we were married. I said no. Thank God. Yes, then we would have had to sell it...but that is ridicuous in the first place. We bought less (and I did not want to buy at all) and it enabled us to be able to find a way for one person to keep the house and me to buy my own property. It is a little more expensive but it is not drastic at all. Savings rate for everything is the same.[/quote]

Your situation is unusual.  But you still are ignoring that divorce causes your expenses to go up and forced you to spend what had previously been savings to afford to have two different households.  That means you are saving less and there will be less for all those other things.

You may be wealthy enough that this isn't a huge deal and you can still afford most things -- a luxury most do not have -- but there is still less to go around given your added expenses.[/quote]

You still don't get it. everything I was saving is literally going into a mortgage which is actually better than sitting in a savings account. No, I am not saving in general at the same rate because it was in savings, but the money was just sitting there. But I can make a profit off a house. I can't make a profit on .5 interest in a high-yield savings. I am saving the same for college, the same for retirement. My point is, if both spouses were working the entire marriage, the financial impact can be minimal. My kids don't have less...they have exactly the same as they always did--plus another house. Yes, it is a little more expensive overall but who cares? I was in a terrible marriage that never should have happened to begin with and I stayed way too long. I paid in years. A little more expense is nothing. I am never remarrying or living with another person. I would rather be free now than waste more years. Money is not everything.[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics