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Reply to "Tithing, Charity More than 10% of your AGI or combined incomes?"
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[quote=Anonymous][quote=Anonymous]We are retired so our income isn't what it use to be. In anticipation of that a few years ago when my husband had a good size stock payout we put a lot of it into a donor advised fund. Our strategy is pretty simple which is to each year donate about 80% of the prior years gains (not 100% because we need to cover a market decline) and since we set it up we have averaged over $100,000 a year in charitable contributions. About 70% goes to a handful of charities that mean a lot to us and the rest is generally $1,000 contributions to many charities. It was a very big decision to put that much into a DAF but it really insures we maintain a high level of giving even though our income is lower. [/quote] We have done this too and our adult children can use it for a modest level of giving. They too will inherit it for their gift giving unless we decide to do something very special one day.[/quote]
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