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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I started undergrad as a junior because I had 60+ credit hours from APs. (This was at a flagship state school, in-state, so YMMV, but lots of schools do give credits for scores of 4 or 5.) I'm going to encourage my DDs to take AP, IB and/or dual enrollment courses while in high school to give them the flexibility to take a gap year, finish undergrad early, or go to undergrad part time while working and/or interning.

We're saving a negligible amount in a 529 in order to front-load our retirement saving as much as possible. Once our DDs get to college, we will use a combination of cash flow, 529, Roth IRA if needed, lowering retirement contributions for a few years if needed, and as few loans as possible.

I'm also going to encourage my DDs to consider college in Germany or elsewhere abroad where it is more affordable, but not banking on either of them going for that.[/quote]
So your dd is not even in high school yet? And you see fit to post about how people should pay for college? You are sure your dd will get all these AP classes and pass? And then you can afford an international college? Sounds so, so normal. I am sure your DD will be pumped full of Concerta and Prozac and hate her life, read...she will hate you.[/quote]

My point was just that college in other countries is much less expensive. So yes, I'll encourage my DDs to consider it. If not, I'll encourage them to get as many credits as possible in more affordable ways. If they don't test well, dual enrollment/ community college is always an option. [/quote]

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