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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]That 529 plans are a good idea. [/quote]
Dangit meant *aren't a good idea. I think they’re a huge gamble. Both me and my siblings got scholarships and traditional college is less useful than ever. I’ll put my money elsewhere in case life doesn’t follow my scripted plan [/quote]

529s ARE a terrible idea for the country, as they’re almost exclusively used by upper middle class people who don’t need a tax subsidy to save for their kids’ college educations. Including me; I have been saving aggressively into ours since our kids were born. But it’s totally unfair policywise. [/quote]

If less people saved in 529s, this country would have a reason to lower college tuition costs because nobody would be able to pay the current rates if they didn’t save. [/quote]

That's true, but irrelevant for individual actors. It's also true that if the governemnt didn't subsidize student loans, tuition would be a lot cheaper. 
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