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Cars and Transportation
Reply to "0% Financing for 84 Months"
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[quote=Anonymous][quote=Anonymous]If you have cash on hand to pay for the full price of the car, and the question is if you should do that vs. taking a 0% loan (and the price is the same either way), absolutely take the loan. It's literally, and I do mean literally, free money.[/quote] This is the only answer that makes sense. If you can pay for it flat out, then it doesn't make sense to not take the free money. Set up automatic payments and either (a) pay more so you can pay off the loan in a shorter time of your choosing or (b) keep the payments low and invest the difference using somebody else's money. If you have the cash and don't want to continue to make payments, you can always make a balloon payment and pay off the balance (not sure why you would though). [/quote]
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