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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]What is your total debt?  What is her total debt?  What is your income? Also how long have you been married and what are your ages?  Trying to get a better picture of the situation.  [/quote]

My total debt?  Let's throw the mortgage out because I'm trying to get rid of the house (great timing).  Of course that might default too.

Between consumer debt (credit, cars, etc) and student loans I'd guesstimate $170K.  Taxes/penalties/interest are almost 2.5-3x this figure if someone was to stop the clock today.  Income in the mid 200s.

Her debt, no sure.  Under $20k of consumer in addition to student loans she's taken on.  Not sure of those amounts.

We are both mid 40s.  Together less than five years.

Overall I'm effed.    [/quote]

You have an income in the mid 200s, in a rural area, and are pleading poverty?[/quote]

Did you see the debt discussion?  Apparently not.  Combine debt with years of unpaid taxes, current expenses, no savings, ill health, etc.  lifestyle was built when I was making 2x what I make now and we did not adjust. [/quote]

What I see is someone crying "woe is me!" while not doing a single thing to fix it. Mid 200s! Jesus, you're in the top 10% and acting like you're making minimum wage.

You can pay off your debts. That you used to make $400k (!) and never adjusted to a measly 200k is on you. Fix it. People give you suggestions and you just cry "pooooooor meeeeeeeee!" Make the changes and act like an adult. Take some responsibility.

And no one gives a crap about your god, divorce, or the morality of it all.[/quote]

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