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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. We make a little over $300k HHI combined. We have no debt and a large savings account. My wife fell in love with the condo. She loves that it’s in a building with an elevator, has heated attached garage parking, and a rooftop deck. She doesn’t want to live in a house in the city because they don’t have a yard. Neither of us can work from home, and changing jobs is not possible with everything going on. We don’t want to rent and we haven’t found other places we like. [/quote]

Unless you have $800k to put down you have no business buying a $1.5M house on that income, especially when you're about to have a baby.  What if the kid is medically fragile or special needs?  What if your wife doesn't want to go back to work?  I don't even know why you're looking at houses that expensive, let alone arguing with your pregnant wife that you should stretch yourself to the financial limit in order to get 5 more bedrooms than you need for the size of your family.[/quote]

OP here. I realized I made a typo. I make $300k a year and she makes a little over $200k, with a combined HHI of a little over $500k. We save most of what we make, and have a large savings. We almost have enough to pay for the condo in cash. We can afford both the house and the condo. Daycare here cost around $2k, but we will likely go the nanny route ( $40-50k/year). [/quote]

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