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Reply to "Would you co-sign or lend money to a family member?"
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[quote=Anonymous][quote=Anonymous]From reading all responses it looks to me like those from immigrant families routinely help each other out, in major and minor ways financially, and no one has mentioned that anyone who did that was burned by the person who got the loan or cosign. Americans, on the other hand, are much more cautious because it seems that it is common for those who receive the loans or co-signs might not pay the loan payments or pay back the money or might ruin the cosigners credit. Makes me say....hmmmmm.[/quote] Most developing countries don’t have school beyond 6th grade, never heard of insurance, don’t do preventative care or wellness visits, have no stock market, and have terrible personal loan options if any. So if you keep popping out kids, yeah, you’ll have to socialize that and home your extended family keeps sending you their cash job remittances every other week. [/quote]
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