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Cars and Transportation
Reply to "How to pay cash for a car?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Just have the money in your personal checking account. Dealerships hate when you pay cash anyway, and you will not get the best deal. They make money off financing. So, you could finance and then just pay all off a week or so later. [/quote] . I have done this several times. Take out a loan, get the best price due to financing and then pay it off. Good for the credit too.[/quote] In general, auto loans are straight interest, which means that if you pay it off early, you're still paying the interest you would have paid if you'd taken the full 2 years (or 5 years, or whatever) to pay it off. Just get the best offer, tell them you're paying cash, and if they balk, ask if they want to sell you the car or not, because you're not changing your mind.[/quote]
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