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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We're kind of in that bind for 2019. My wife started a job that will boost our income about $20k this year, which will wipe out the extended Medicaid for our kids and the insurance subsidies for my wife and I. Between the insurance hit and the taxes, she's working for free.

We both found work with small employers that don't offer insurance and plan seems to be that everyone is married to a teacher or government worker that gives the country coverage. One of my friends is a doctor who empathizes with our predicament and openly suggested that we just lie on our taxes for the health coverage. How the frick did we get to this point?[/quote]

Republicans, who refuse to deal with the cost of coverage. Rather than fix the affordability problems with the ACA, they kept trying to "repeal" it for 8 years. People need decent, affordable health coverage and if you don't work for a large company with generous coverage or make so little that you qualify for Medicaid or a huge subsidy, you are screwed. And Congress -- the Rs -- REFUSE to deal with the problem. [/quote]

working is a good idea[/quote]

Not that PP, but I do work.  I also pay $425 per month for insurance.  Before the ACA went into effect, I paid ~$175/month.  I make too much to qualify for any subsidies through the marketplace.

Why do you think you see so many older people still working in this area?  Not because they were foolish with their retirement savings, but because the insurance you must have in addition to medicare, which only covers parts A & B, is extremely expensive for them.

My mom is retired but works part time at a job that offers insurance if you work 30 hours.  She does this because once she retired and lost her company sponsored insurance, they had to pay $1800/month for parts C & D to cover everything with medicare.  That was the cheapest option they could get and it was still really terrible insurance.  [/quote]

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