Reply to How would you feel about losing your company-provided health insurance for "medicare for all"?

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[quote=Anonymous]Just for health coverage (medical and pharmacy), my company and I pay a combined 15K a year for myself and my child. This doesnt include co-pays or pharmacy costs. Copays are 25-35, most medications are 10/month, urgent care is $50, ER visit is $175. I dont get dental coverage because it is less expensive to put the total premium amount in the FSA and either use new patient promos to get regular cleanings/xrays or go to a dental school for cleanings. This may change when my kid has more teeth but since he is under 2 the pediatric dentist visit is just a check and exposure so it costs me 50-60/yr.

Basic vision is covered by my employer but I still pay 100% for contacts and glasses. My biannual exam still cost me $80 at Costco.

We have pretty good insurance but with the premium per paycheck and estimate medical costs I easily spend 4600 premiums, 500 co-pays (sick visits, wellness visits at PCP, PT, sons allergist, etc), buffer in one urgent care visit (50), hope there are no ER visits for the year, assume $50 in medications since we arent on prescribed regular medications (covering possible antibiotics/etc) but you can assume with regular prescriptions an annual cost of 120-240 for one to two people, dental OOP is 500, vision care and associated glasses/contacts/etc would average out to 800 every 2 years - if I were to get new glasses, which I dont.

I would MUCH rather pay 1000-2000- or even 5000 extra in taxes for EVERYONE to have healthcare. Its a known cost that can be budgeted. I have to budget for the knowns and the what-ifs every year when I calculate my FSA.

Also, companies could stop including health insurance in the total compensation package. They wouldn't need to spend time or resources negotiating every year.

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