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Reply to "Does everyone on DCUM max out retirement?"
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[quote=Anonymous]We earn about $200k HHI but that is fairly recent. We are in our mid 40s. My husband maxxes out, and has for the last few years - he is the higher earner in our household. I've had a much more irregular income, and was also self employed for a few years. I just became eligible to participate in my org's 401k plan, and am trying to save about $12k in it - so, no, not maxxing out, but a lot relative to what I earn (about $60k). I still have student loans, which contributes to not being able to save more now. Also, just, we aren't big spenders - no yacht, an old car, not expensive clothes - but we also don't pinch pennies. No pension coming our way. Here's hoping we can both work another 20-25 years - if we do, and manage to keep saving at this level, we should (knock wood!) be ok.[/quote]
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