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Reply to "Does everyone on DCUM max out retirement?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I have been maxing out since I was 21 in 1999 making only $26,000. I have only worked for nonprofits so I do not have a crazy high income. I also had 70k in college debt at the time-unheard of them. I am 41. Maxing out is the best financial decision I have ever made. I also paid for my kids’ childcare costs. There is no excuse for not maxing out. I stopped eating meat for years (expensive). Think of it as you can’t afford not to max out. Over years it makes a huge difference.[/quote] You were saving $18k a year when you earned $26k? And you also paid off college debt, and paid for kids' childcare? Can I ask how you did this?[/quote] DP, but IRS max was only $10k in 1999. I'm still skeptical that her definition of "maxing out" is the same as mine though.[/quote]
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