Reply to Did you folks not do ANY saving?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Aren't most people still working when their kids are in college? I'm saving for both my kids, but I'm also assuming that large amounts of my paycheck during their college years will be going towards paying their college expenses. Why are people thinking they need to have saved the total amount by the time their kids start college?[/quote]

+1. By the time my kids go to college, we're projecting that'll we have saved about half about their college expenses. Which makes it easier to pay the rest from our salaries. If college is $74k a year, half of that is $37k, which is basically what we paid during the daycare years with no savings at all, and when we both earned so much less than we do now. [/quote]

I opted to be a SAHM. I only recently began working. Not sure how we will make it since we are by definition a donut hole family. Seems unfair that our current income is counted against us. Considering staying home, again, until kids are out of college. May make more sense, tbh. Then we can get FA.[/quote]

Holy crap.  Read this again, PP.

You are complaining that it's unfair that your current income is counted against you, when you removed yourself from the workforce for years.  Moreover, you're considering doing it again, so you can get aid?

You aren't ashamed of yourself, typing this out?

Since you went without your income for so long, and apparently comfortable doing so again, you should be able to direct that income entirely to college.  That'll help.

Again, giving low income kids a hand - great.  Giving "aid" to families who decided to not do all they can to pay for college themselves?  No thanks.  
[/quote]

+100  PP the idea that you think your kids should get the same aid as kids that are going to college from impoverished homes because you didn't want to work for most of their childhood is deeply gross.[/quote]

NP, but why? Their parents didn’t work their butts off either. [/quote]

Are you seriously comparing generational poverty to a MC/UMC SAHM probably focused on enrichment and providing a peaceful nurturing environment?  The differences are deep and stark; I can only assume this question is in bad faith.  Her kids didn't have to overcome her lack of income - they got all the benefits of growing up high SES plus the benefit of a SAHP.  [/quote]

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