Reply to YOLO vs savings - please share your stories

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[quote=Anonymous]I feel like we are doing both.  We are 40 and 41 and save over 50% of our income and have a luxurious life, on track to retire well before 50.  Here's some of the stuff that makes life feel luxurious to us:

International travel every other year (funded through credit card points and airbnb, no fancy packages)
Eat healthy foods at home (mostly Costco, Aldi)
Some inexpensive kid activities, but not overscheduled
Starbucks every day (yes, kind of ridiculous)
Housecleaner every other week
Lots of potlucks with friends and hosting small parties with other families
Mortgage

What we don't spend much on because we don't value it:

Eating/drinking out (we dine out without kids at most once a month, almost never with kids, and mostly entertain at home)
Short weekend flight trips that add stress
Mall and Target trips
Clothing (mostly second hand for kids and not much for me)
Concerts and entertainment
Beauty and skin care
Cars (both are over 10 years old)
Commuting (I ride my bike as much as possible)

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