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[quote=Anonymous]I'm sorry this is happening OP.  I just wanted to add, if you think this couldn't impact your children, you could be mistaken.

My dad was a compulsive spender - mostly on junk like Time Life Series books and cheapo gadgets from catalogs.  When I was in college, he opened a credit card in my name.  I caught wind of it quickly and cancelled it before he could charge much - his excuse was that he was trying to establish a credit history for me.  Bull.  Found out later that during this same period, he was charging stuff like crazy on the cards my mom had in her own name, by forging her name on those checks that used to come in the mail with the credit card statements.  He handled the finances so she didn't know for years, and then buried her head in the sand when she discovered it.  The only thing that saved her from complete ruin when he passed away was that the state they lived in didn't consider his debt hers.  His creditors called and harassed me before he died and well after, even though I wasn't responsible for the debt.

The other thing he did was borrow money from his extended family, with the line that putting me through college was bankrupting him .  Again, a total lie.  I got a scholarship to a public university which paid my tuition; through work study and other jobs, I was able to pay my own expenses, barely scraping by (ah, the days of four cans of tuna for $1).  The only money he sent me was $10 or so in a birthday card every year, when he would lament that it was "all that he could spare", which made me feel worse than if he just sent a card alone.  I only found out about his borrowing habits after he died, when a few relatives made comments about how much he sacrificed to put me through school.  I did say that wasn't true, but, no, I didn't pay them back (I had no spare money starting out of college), but always wondered if I should have, although I have no idea how many people he borrowed from and in what amounts.

Sorry, that was long, but the part that OP wrote about her DH altering his credit reports sounded exactly like my dad's MO.  I loved my dad and have many fond memories, but his dishonesty and poor financial decisions really impacted me through early adulthood and temper the way I feel about him.  And P.S. OP, check that he hasn't opened up anything under Larlo/Larla's names!
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