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Reply to "Retiring before you have a full work pension"
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[quote=Anonymous]I'm a teacher in another state. I took off many years to be home with my children when they were young and have some years in parochial schools. I'm 47 and have 13 years in the system. I "can" retire when I'm 55 with 20 years (for me it'll be 21), but I only get 2.2% per year of my final salary (actually the average of the final 4 years). Or, of course I can continue after that an increase my pension. And yes, I've been saving outside of my pension since I was 21. I'd love to leave teaching and do something else, but I feel stuck. The pension is far too good to leave. If I can make it till 62-63, that'd help a lot. If I can't, I'll "retire" from teaching at 55 and go do something else. Maybe teach in a private school or maybe tutor or something. [/quote]
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