Reply to What to do first? Debt vs Savings/Retirement

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]1. Switch phones to Cricket wireless. Save about 100.00 month. 2. Let go of cable. 3. [b]Math tutor for a first grader??? Get rid of that.[/b][i] 4. 200.00 in fuel when you use mass transit for work? 5. Let go of the child activity and music class for a while until you get this under control. [/quote]

I wish.  Child was recently found to have a LD and is struggling.  She needs the tutor. [/quote]

Developmental psychologist here. Is she in public school?  They should be meeting her needs--work out an IEP.  Talk to the special education resources in your county about ways you can support her learning.  First grade is really young to need a tutor.  You could learn strategies to support her--it will help you all in the long run too.[/quote]

Parent of child with LDs- yes you need an IEP to get the school to help.  But the probability is that you will have substantial expenses associated with getting the right supports yourself too. Use that as motivation to get your financial house in order.  You don’t want to be the parent that can’t afford the special school your child needs because of cc debt or a car payment.  Early intervention/ support is most effective.[/quote]

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