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Reply to "What to do first? Debt vs Savings/Retirement"
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[quote=Anonymous]OP, would you and your husband consider reading together Dave Ramsey's book "Total Money Makeover"? It would be great for you. Even better would be if you were willing to go to his classes (usually at a church, and you don't have to be members or religious). **here's where I don't like Dave's advice, as I said before. 1) I don't think you should turn down employer matches while getting out of debt 2) I don't think you necessarily need to pay for actively managed funds. But you're a ways away from that, anyway. You should both really consider it. It will be more thorough, give you more motivation, and overall change your mindset about money more effectively than any advice you can get on here. [/quote]
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