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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I don't understand why this would be an issue - how would you not pay it off every month if you were already making those purchases in cash or debit? We put everything on credit cards and I even make multiple payments throughout the month. Just treat it like a debit card, I truly don't understand how people who were otherwise decently managing their finances just lose all ability to spend within their limits when it's a credit card. [/quote]
You seriously are unaware of the millions of Americans with credit card debt? Most of those people are NOT "decently managing their finances." Enjoy life in your bubble!

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PP here. That's not what I said - clearly I understand how people can get into credit card debt, those are not the people I'm talking about. What I don't understand are folks who ARE managing their finances well, by virtue of the fact that they're only using cash/debit (so they're only buying what they have money for), being scared of credit cards. If you're using a debit card already, what's the difference? You'll just suddenly lose all will power and max it out? If you keep your spending habits the same, paying at the end of the month vs. as you go doesn't matter. Also, nothing stops you from paying off your credit card every single day if you wanted to. It's just crazy to me that otherwise well functioning adults choose to ignore the benefits of credit cards and leave money on the table. [/quote]

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