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Reply to "Car dealer will not budge on “online price”"
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[quote=Anonymous][quote=Anonymous]Instead of pretending, let's use the real numbers. $14,987 for the car $300 doc fee (if Maryland) $918 tax (if Maryland) $350 tags (if Maryland) $16,555 total. $12,555 financed if you put $4,000 down. 9% at 72 is $226. My guess is they have an extended warranty added and maybe GAP, that brings it up to @$270 As far as the rate goes, with that credit score, it is not that bad. The days of low rates are over unless you have great credit. A quick search and used car rates with great credit are right at 5%, so everyone saying get a 5% loan with bad credit are delusional. [/quote] My husband has great credit and just got a used car loan of 3.1 percent over 48 months. This was through the dealer, bank was offering a similar rate.[/quote]
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