Reply to Car dealer will not budge on “online price”

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[quote=Anonymous]Stop and take a day to educate yourself on car buying and financing. Easy to get robbed blind if you don't know what you are doing.

As others mentioned, the price of the car and the terms of the loan are separate. You can negotiate whatever price you want and that price is the price regardless of what kind of loan you get into.

One easy way to keep things separate is to get your own financing separately from the car dealer. Most banks and credit unions will do this and many will do so online; doesn't even need to be a bank you have an acct with in many cases. Essentially they run your credit and approve you for a loan in advance. This way you know exactly the rate, duration of the loan, payment etc and you can ensure that you have financing you are comfortable with before you even set foot at a car dealer.

The bank provides you a a blank check cashable up to xx,xxx amount and once you have settled on a price with the dealer you just write the check. Done. No games, no scams , no nonsense.

If the dealer beats the terms you got from your bank, you can CHOOSE to go with the dealer's financing instead of your bank's.

Best of luck [/quote]

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