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Reply to "Ever seem like people in the same HHI range as you are much wealthier?"
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[quote=Anonymous][quote=Anonymous]When our kids were young we lived in California for a few years and people lived well over their heads. One night we sat with a mortgage broker for a refi and he couldn't believe how much we had in savings and how we were borrowing far less than we were capable of.[b] He said that for most people in CA that he dealt with their home was their only asset and they were leveraged to the max with mortgage loans, car leases etc. [/b]When the recession hit it became obvious who those people were with for sale signs all over the place. These people lived incredibly well but right on the edge. It was very sad to see but we were very happy that we were fiscally very conservative. [/quote] I’m convinced this is the case most of the time. We have a much smaller mortgage than we can afford and sometimes it seems people assume we make way less than we do. I figure this is because of their own spending habits that they make this assumption [/quote]
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