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Reply to "Would you spend 700K on a house with 165k HHI?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]So your mortgage would be 450k and piti shouldn't be more than 3000, likely less. I think that is fine as long as your jobs are stable. [/quote] Not true. Go do full calculations. I know this because I financed 450k with a much lower interest rate than what is offered today. Depending on taxes and HOA and insurance it's around ~3200 and this is in my low tax county.[/quote] Absolutely true, at least for me in Bethesda. Borrowed 545k, piti is $3300. OP would be borrowing a full 100k less. [/quote] Seriously. I borrowed $550,000 in DC and my PITI is $2,800. [/quote] Some of it depends on your interest rate and terms - 15 vs. 30.[/quote]
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