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Reply to "13 yo & unauthorized charges on our credit card - WWYD?"
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[quote=Anonymous]I don't understand all the punishments. There are two issues for me here. Parents, who don't monitor credit card spending (should have known after the first charge), and a kid, who also lacks financial awareness (from spending $300 freely, without any money to cover the charges, to understanding that it's just a matter of time that his charges will be known). Time for some deep dive on earning, spending, banking, etc. Just as "stealing", it can as easily be "it's a credit card, it's not real money" or "parents don't care about money, they have tons, they wouldn't care". Does the teen have a bank account, is he participating in any money spending activities that he is actually aware of the amount spent? [/quote]
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