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Money and Finances
Reply to "The financial advantages of NOT getting married"
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[quote=Anonymous][quote=Anonymous]For the PSLF folks, there's a loophole that you may qualify for, although it's not perfect. You can file separately, but make sure that you ask for the IBR or ICR plans. No PAYE or REPAYE. They don't factor in the spouse's income at all. HOWEVER, filing separately will reduce you down to $5000 on SALT (it splits it from joint), and you can no longer deduct student loan interest. [/quote] Can you file separately and then later amend your tax filing to joint? Quite the crazy marriage penalty, wow [/quote]
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