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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]250k in loans after medical school. I am 10 ys out and have 180k to go.  Depressing.[/quote]

Holy shit. Do you mean you're 10 yrs post med school or 10 yrs post residency? What specialty/area of practice? Do most drs. defer loan payments for the 4+ years of residency?[/quote]

10ys post med school. Deferred loans for 3 ys of residency (most people have to unless married with another income or can live with parents/family for free), so I have been paying toward them for 7 ys. I am primary care physician so at low end of pay scale for MD.  Luckily most of what is left is very low interest 2.25%. Because of that, I have been maxing 401k rather than throwing that money to the loans since I am way behind in retirement savings after all the years of school and residency.[/quote]

Ugh this is so depressing to me. I'm an MS3 and I am going into peds. Its so nervewracking to think about the future. :( [/quote]

Primary care does not pay well. One need not select a specialty one would hate but there are specialties involving kids that pay fairly well.[/quote]

Was going to say the same. Do you necessarily HAVE TO be a pediatrician? And even if you must do peds, why not do a subspecialty -- pretty sure the neonatal and the pediatric cardiologists are making a LOT more. Sure they are in training for longer post residency but the given the lifetime earnings, the numbers more than work out in their favor.[/quote]

I want to be a pediatrician but I am definitely considering doing a subspecialty. I like endocrine and critical care and would consider either of those but I think pediatric endocrine is actually a pay cut compared to a general pediatrician!

My parents paid for undergrad and they pay for my rent, groceries, and gas but the rest I pay for. I attend a state school for med school and will probably come out with like 175k in debt. Its pretty crazy! [/quote]

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