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Reply to "Don't want to pay off Credit Card "
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[quote=Anonymous][quote=Anonymous]OP here - thank you , there are truly helpful responses on here and yes I have to just face the fact and take responsibility. I am slated to receive a 14K increase in salary April 1st so I will use our savings now to pay it off then put the increase in income in an automatic savings account for emergency savings. Additional , I may have to use the freezer.. I don't know. I don't even trust myself.. yes my husband is aware of the situation but doesn't really care. He works long hours in finance and he thinks the 13K cc debt is not a big deal. [/quote] OP, you're right to be worried. You're also right to get your finances in order. You'll also find more good advice on the Babycenter "We Are Debt Free" and "Family Finances" boards, as well as the Bogleheads and Mr. Money Mustache forums. How are you guys doing for retirement? At 35 I believe you should have 2X your HHI saved for retirement. (Not to scare you but that's a common goal.)[/quote]
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