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Money and Finances
Reply to "Middle class professionals: tell me about your finances"
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[quote=Anonymous]We are 34/35. HHI just hit $200k. Family of 4. $235k in combined retirement and we are each saving about 12% (plus company match of 5%) but not maxing out. $12k and $8k in kids' college savings (ages 3 and 2). We put in $200 per kid per month plus any monetary gifts to them from family. $75k in emergency/down payment savings (currently renting). Have one more year of a $500/month car payment, then will have two cars paid off (7 years and 3 years old). Our college/grad school costs were either paid for by family or we paid off the debt with gifts received from family in our 20s. We were very lucky. Paying roughly $25k/year for child care after $30k last school year. Both kids will be in school in Fall 2019 so we'll just have before/aftercare/summer costs of roughly $17k combined. I feel like we should be farther along by now, but we continue to work hard and hope it will work out.[/quote]
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