Reply to vent: irresponsible, bad parents now flailing

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]What specifically do they need financial help with? Is it housing, medical bills, credit cards? [/quote]

giant mortgage, expensive home health care, and a business they are trying to run but don't have the money to maintain. [/quote]

DP but with those concerns it does sound like a consultation with a reputable financial planner would be very wise.  Sometimes an outside perspective can help and at least OP won't be the bad guy. And you may even be surprised and find out that the situation may not be as dire as you suppose.

In the meantime, start your rainy day fund for your parents, OP.  Don't tell them that you are doing it, of course.  Put aside some money on a regular basis because like it or not you may feel compelled to step in at some point and it would be helpful if you can do it without over-reaching yourself.

Unfortunately you don't get to choose family in life and these are your parents; their repeatedly bad choices may end them up in a pretty urgent situation.  It would be kind to help them if their only housing option left is a box under a bridge as some other poster pointed out.[/quote]

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