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Reply to "ACA being repealed, why no outrage here?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Under this bill, pregnancy will cost you an extra 17K. Metastatic cancer 172K. Autism 5K. Asthma 4K. This isn't a healthcare bill.[/quote] The only problem I see is the $172k for cancer. Paying $5k for autism or $4k for asthma is small potatoes compared to the sky-high premiums under Obamacare. Middle-class couples easily pay more than $30,000 a year for their health needs, so $4k or $5k is nothing compared to the financial strain of Obamacare.[/quote] Agreed. I would gladly take on a little more risk for reduced payments. I am subsidizing too many treatments that I do not want or need.[/quote] Yup. Al Franken was talking today about how the GOP might get rid of the "essential" coverage, neglecting to mention how we are oaying through the nose for "essential" coverage we will never or likely never need to use. [/quote] Are you on the ACA exchange?[/quote] Yes, but I make too much for subsidies, so I'm paying over [b]$800 a month (for one), with a deductible of $4500. That's $15,000 year for "affordable" health care.[/b] And that's what someone my age would have to pay even if they made only $49k a year. Completely unaffordable for the middle class.[/quote] I have an employer sponsored plan. My share of premiums are $450 a month. My employer pays about the same. The cost of my plan has risen for the last 9 years of being with my company. That's not the ACA. That's our healthcare industry. [/quote] OK, so you have a $900 a month plan (similar to mine). I assume that's for an individual, but what is the deductible? That comes into the equation, too, since with my plan, I have to pay for everything anyway (other than the annual checkup), so it's like no insurance at all. It's more like a catastrophic plan, which would be fine, but not for $10k in premiums. I do agree that the problem is with the health care industry itself. (I had a routine culture taken, and the lab charged me $2200. When I called to complain, they lowered it to $250.) But neither Republicans NOR Democrats will tackle the root problem because they have all been bought off by lobbyists.[/quote] PP here. $7500 in deductibles and co pays are high. When I go to my PCP I pay $55 a visit in copays - just for my regular doctor. If I have the misfortune of showing up in the ER, I'll pay $350 for that visit. Hospital stays, provided I'm admitted, I pay the first $2500 - that's a ton of money. That's my plan today. When I joined the company, my deductible was $2500 a year and copays for my PCP were $20. That was nine years ago and every single year it's gone up. The difference is now my preexisting conditions are covered. And no lifetime maxes so at least, God forbid, I end up with a serious disease, I won't be booted out because I reached a cap. Moreover, when you look at the "replacements" from the GOP, all of the costs go up across the board and there are a million exclusions. I have exzema and that under the GOP plans would be a preexisting condition disqualifying me for a whole host of further treatments. Sure, you can pay less for a plan, but they've structured that plan so it basically covers NOTHING. That's not a plan, that's a con. The ACA wasn't perfect, but it's at least a step in the right direction. When you have a Congress that doesn't have to worry about insurance coverage because they get premium coverage through their jobs and/or are individually wealthy and you have heavy duty lobbying by corporations and the for-profit healthcare industry, you get what the GOP is doing. Destroying the ACA and coming up with absurd alternatives that offer middle class and working class people NOTHING.[/quote]
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