Reply to how the hades did you save a six figure deposit?!

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If you waited until you had kids to start saving for a downpayment that’s the problem.[/quote]

This.  [/quote]

:roll: [/quote]

I'm glad I went ahead and had my DD in my twenties, since I am now I fertile in my early thirties. Fertility treatments ain't cheap, and literally all the women in my office who waited until their late thirties and early forties are going through very expensive ivf treatments, and our insurance options offer zero coverage. Obviously, not everyone who waits has trouble, but the science doesn't lie about declining fertility rates. We had about $15K saved when I had DD at 28. We purchased our townhome when she was three weeks old. We will be here for 5+ years while we save for a sfh, but I'm glad I have her, and wouldn't trade her for any amount of down payment saved.[/quote]

[b]I did just the opposite. [/b]I bought my first house at 25, bought a house every 5 years until I had 3 properties. I worked and traveled while I was young. I had my first baby at 38 with no intervention or fertility treatments.  By the time we started a family, we had enough money to take time off to stay home until I was ready to go back to work. We don't have the financial stress that younger parents have.

We also invested in the stock market in our 20's and 30's before kids.  That money continues to grow.  If we had our kids first, then invested later, we would have less of a nest egg.[/quote]

Same.  Delaying having children let me focus heavily on my career and I continued to increase my salary rapidly.  I couldn't have done so with children.  By the time we had kids in my early 30s I was making 200k.  My husband was making close to 200k as well.  It made it much much easier to save.  [/quote]

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