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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]we have in income of $375K and have a combined mortgage payment of about $750K on two houses.   We max 2 401ks plus save about $80k additional per year.

In terms of expenses we pay about $20K a year in child-related expenses.   We don't have many of the bigger expenses that others in our income bracket do (no housecleaning service, no yard guy, one paid-off car, no student loan payments).

But perhaps these figures can help you with your own.

[/quote]

Please posted a detailed budget. I'm fascinated how the numbers add up.[/quote]

[b]NP here and I could see this.  $375K - $36K = $339 gross.  Assume 40% goes to taxes so they're left with $203.4K.  Subtract out $80K for savings leaves them with $123.4K.  PITI on the two houses is probably about $3.6K total or $43.2K per year leaving them with $80.2K - $20K for child-related expenses = $60.2K for everything else or about $5K per month.  I could easily live pretty large on $5K per month for everything else.[/b][/quote]

Poster whose finances you are talking about----this is pretty much it exactly except our total taxes aren't 40% so we pay less there and our total PITI is more like $5K/month or $60K a year.   But the rest is accurate... Outside of house and kid stuff we spend about $5K a month... 
$5K a month is a very good but not extravagant life in DC... like it's been described on here a million times---we shop at Old Navy, Giant, go to Nats games but sit in the upper deck, eat out at Chipotle, etc.   Anyway, that's our financial picture.  And we're not saving $80K a year on purpose---it's just what
we end up saving per year after we live our lives and pay our bills.  It's not any concerted goal.  
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